Compare and Buy International Student Insurance 2023 if you want to study abroad at an international school or university. International Citizens Insurance offers a variety of solutions that will either meet or surpass the majority of visa insurance requirements as well as the majority of schools’ abroad student health coverage, so you can be confident you have the correct plan.
Insurance for Students Studying Abroad
Our Study overseas Insurance Plans are designed for US nationals who are full-time students at foreign schools or are studying overseas. Make certain that you have thoroughly investigated your insurance coverage options in any circumstance. Purchasing a plan directly from one of our providers may allow you to receive additional benefits and save money. Check the benefits, exclusions, and coverage levels of the student health insurance plan to ensure you’re getting what you need at the cheapest possible price.
Global Student Insurance Plans for International Study
Our International Student Health Insurance plans are available to anyone studying in a foreign country. You may choose to purchase a policy on your own as an alternative to the school’s plan. Sometimes, you can lower your costs while securing a better plan when buying outside the school plan. This often makes more sense for older students, OPT participants, married students, or students with families.
International Student Health Insurance Plan Requirements
Most universities and colleges require their students to purchase an international student health insurance plan for their enrollment period. These requirements can vary depending on your university or college and can apply to any student or dependents traveling with you as well.
Although the student insurance requirements at your school can vary, you should make sure that your health insurance plan includes at least the following benefits:
Medical Coverage for Students
Colleges and most of the time the nation you are studying in need a certain level of medical coverage from your student health insurance plan. This sum establishes the lowest amount (often a maximum) that your student medical insurance plan will cover for qualified medical expenditures.
Examine the policy’s maximum and minimum coverage for each benefit. For longer-term, more comprehensive foreign health insurance, see global health insurance policies or compare them.
Emergency Medical Evacuation
Emergency evacuation is a critical component of international students’ health insurance. This benefit of having an insurance plan while studying abroad covers your expenditures if you are injured or sick and local facilities are unable to give you with the necessary treatment.
If your insurance company and the acting physician agree that it is necessary, this coverage will pay for transportation to the nearest facility so that your condition may be properly treated. Returning home is not assured in this circumstance unless your attending physician feels it is necessary.
Repatriation of Remains
Repatriation of Remains, or the Return of Mortal Remains, provides funds in the event of your death while you are outside your home country. In an unfortunate event like this, shipping your remains to your family back home can be expensive. This benefit will provide the proper planning, logistics, and financial coverage for your family members.
Choose one of the plans below, including evacuation, repatriation, and all other benefits most schools require.